{"id":46,"count":11,"description":"<h1 style=\"text-align: center\">Massachusetts Bankruptcy Lawyers Anthony Bucacci and Robert Simonian (508)673-9500<\/h1>\r\n\r\n<hr \/>\r\n\r\n<h2>What Are The <a href=\"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/common-questions-about-filing-bankruptcy\/\">Top Ten Questions<\/a> To Ask Your Bankruptcy Lawyer ?<\/h2>\r\nIf you are thinking about filing for bankruptcy, you will want to ask your bankruptcy lawyer a few <a href=\"https:\/\/massbklaw.com\/BANKRUPTCY_QUESTIONS.html\">questions<\/a>. Before you make a final decision regarding your bankruptcy, it is important to get the answers you need.\u00a0 Asking a knowledgeable and informed bankruptcy attorney is a good place to start.\r\n\r\n<hr \/>\r\n\r\n<ul>\r\n \t<li>\r\n<h3>What type of case will I be able to file?<\/h3>\r\n<\/li>\r\n<\/ul>\r\n<em>There are two main chapters of consumer cases, a <a href=\"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/filing-chapter-13\/\">Chapter 13 bankruptcy<\/a> and a <a href=\"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/filing-chapter-7\/\">Chapter 7 bankruptcy<\/a>. Both types of cases will reduce or eliminate debt, but there are some differences.<\/em>\r\n\r\n<hr \/>\r\n\r\n<ul>\r\n \t<li>\r\n<h3>How is the chapter of the bankruptcy case I file determined?<\/h3>\r\n<\/li>\r\n<\/ul>\r\n<em>There is a complex mathematical computation that must be performed prior to a case being filed by an experienced bankruptcy attorney, and the result of this calculation determines whether you file a Chapter 7 bankruptcy or a Chapter 13 bankruptcy.<\/em>\r\n\r\n<hr \/>\r\n\r\n<ul>\r\n \t<li>\r\n<h3>What are the differences between bankruptcy chapters?<\/h3>\r\n<\/li>\r\n<\/ul>\r\n<em>Once you know what chapter you are able to file, you will want to know how that type of case is different from the other.<\/em>\r\n\r\n<hr \/>\r\n\r\n<ul>\r\n \t<li>\r\n<h3>Should I reaffirm a debt?<\/h3>\r\n<\/li>\r\n<\/ul>\r\n<em>If you want to keep your house or your <a href=\"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/car-loan-payments\/\">car<\/a>, the lender will probably ask you to sign a reaffirmation agreement. These agreements are like new loans. \u00a0 You will still be required to make payments after your case is finished.\u00a0 It is very important that the consequences be explained to you for each individual case.<\/em>\r\n\r\n<hr \/>\r\n\r\n<ul>\r\n \t<li>\r\n<h3>How long will my case take to be filed in court and when will my case be discharged?<\/h3>\r\n<\/li>\r\n<\/ul>\r\n<em>Generally, once your chapter 7 case is filed the hearing will be scheduled approximately 4 weeks later and 60 days after the hearing you receive your discharge. From start to finish the whole process for a chapter 7 bankruptcy is approximately 90 days.<\/em>\r\n\r\n<hr \/>\r\n\r\n<ul>\r\n \t<li>\r\n<h3>Can I file a case now if I have filed one in the past?<\/h3>\r\n<\/li>\r\n<\/ul>\r\n<em>There are rules on how often you can file and what chapter you can file under, and if you have a previous case you need to know these rules.<\/em>\r\n\r\n<hr \/>\r\n\r\n<ul>\r\n \t<li>\r\n<h3>What is the 341 hearing meeting of creditors?<\/h3>\r\n<\/li>\r\n<\/ul>\r\n<em>This is the first time you will go to a hearing and in almost all cases is the only time as long as your attorney has prepared the case properly. We can put you at ease by letting you know exactly what will happen at this hearing.<\/em>\r\n\r\n<hr \/>\r\n\r\n<ul>\r\n \t<li>\r\n<h3>How much does it cost to file a bankruptcy and do you have a payment plan?<\/h3>\r\n<\/li>\r\n<\/ul>\r\n<em>Our costs are very competitive and considered low.\u00a0 We offer payment plans to those who need it.\r\n<\/em>\r\n\r\n<hr \/>\r\n\r\n<ul>\r\n \t<li>\r\n<h3>What happens if my chapter 13 case gets dismissed?<\/h3>\r\n<\/li>\r\n<\/ul>\r\n<em>If your chapter 13 bankruptcy gets dismissed it is important to call your bankruptcy lawyer as soon as possible to discuss your options.\u00a0 Delaying could limit your options.\r\n<\/em>\r\n\r\n<hr \/>\r\n\r\n<ul>\r\n \t<li>\r\n<h3>Do I get to keep my property if I file bankruptcy, or do I have to return them to the lender?<\/h3>\r\n<\/li>\r\n<\/ul>\r\n<em>In almost all cases all of your property and assets are protected and exempt.<\/em>\r\n\r\n<hr \/>\r\n\r\nWe can provide you more details about <a href=\"https:\/\/www.law.cornell.edu\/uscode\/text\/11\/\">bankruptcy<\/a> so you feel comfortable with your choice to file a case.\r\n\r\nFor help getting out of debt, <a href=\"https:\/\/massbklaw.com\/Find-Lawyers-MA.html\">contact<\/a> us today at 508-673-9500.\u00a0 We will prepare for what comes before and after we file your case.\r\n\r\n<hr \/>","link":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/common-questions-about-filing-bankruptcy\/","name":"Common Questions About Filing Bankruptcy","slug":"common-questions-about-filing-bankruptcy","taxonomy":"post_tag","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Common Questions About Filing Bankruptcy - Massachusetts Bankruptcy Lawyers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/common-questions-about-filing-bankruptcy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Common Questions About Filing Bankruptcy - Massachusetts Bankruptcy Lawyers\" \/>\n<meta property=\"og:description\" content=\"Massachusetts Bankruptcy Lawyers Anthony Bucacci and Robert Simonian (508)673-9500 What Are The Top Ten Questions To Ask Your Bankruptcy Lawyer ? If you are thinking about filing for bankruptcy, you will want to ask your bankruptcy lawyer a few questions. Before you make a final decision regarding your bankruptcy, it is important to get the answers you need.\u00a0 Asking a knowledgeable and informed bankruptcy attorney is a good place to start.  What type of case will I be able to file?  There are two main chapters of consumer cases, a Chapter 13 bankruptcy and a Chapter 7 bankruptcy. Both types of cases will reduce or eliminate debt, but there are some differences.  How is the chapter of the bankruptcy case I file determined?  There is a complex mathematical computation that must be performed prior to a case being filed by an experienced bankruptcy attorney, and the result of this calculation determines whether you file a Chapter 7 bankruptcy or a Chapter 13 bankruptcy.  What are the differences between bankruptcy chapters?  Once you know what chapter you are able to file, you will want to know how that type of case is different from the other.  Should I reaffirm a debt?  If you want to keep your house or your car, the lender will probably ask you to sign a reaffirmation agreement. These agreements are like new loans. \u00a0 You will still be required to make payments after your case is finished.\u00a0 It is very important that the consequences be explained to you for each individual case.  How long will my case take to be filed in court and when will my case be discharged?  Generally, once your chapter 7 case is filed the hearing will be scheduled approximately 4 weeks later and 60 days after the hearing you receive your discharge. From start to finish the whole process for a chapter 7 bankruptcy is approximately 90 days.  Can I file a case now if I have filed one in the past?  There are rules on how often you can file and what chapter you can file under, and if you have a previous case you need to know these rules.  What is the 341 hearing meeting of creditors?  This is the first time you will go to a hearing and in almost all cases is the only time as long as your attorney has prepared the case properly. We can put you at ease by letting you know exactly what will happen at this hearing.  How much does it cost to file a bankruptcy and do you have a payment plan?  Our costs are very competitive and considered low.\u00a0 We offer payment plans to those who need it.   What happens if my chapter 13 case gets dismissed?  If your chapter 13 bankruptcy gets dismissed it is important to call your bankruptcy lawyer as soon as possible to discuss your options.\u00a0 Delaying could limit your options.   Do I get to keep my property if I file bankruptcy, or do I have to return them to the lender?  In almost all cases all of your property and assets are protected and exempt. We can provide you more details about bankruptcy so you feel comfortable with your choice to file a case. For help getting out of debt, contact us today at 508-673-9500.\u00a0 We will prepare for what comes before and after we file your case.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/common-questions-about-filing-bankruptcy\/\" \/>\n<meta property=\"og:site_name\" content=\"Massachusetts Bankruptcy Lawyers\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"CollectionPage\",\"@id\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/debt-forgiveness\\\/common-questions-about-filing-bankruptcy\\\/\",\"url\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/debt-forgiveness\\\/common-questions-about-filing-bankruptcy\\\/\",\"name\":\"Common Questions About Filing Bankruptcy - Massachusetts Bankruptcy Lawyers\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/debt-forgiveness\\\/common-questions-about-filing-bankruptcy\\\/#breadcrumb\"},\"inLanguage\":\"en-US\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/debt-forgiveness\\\/common-questions-about-filing-bankruptcy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Common Questions About Filing Bankruptcy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/#website\",\"url\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/\",\"name\":\"Massachusetts Bankruptcy Lawyers\",\"description\":\"Attorneys Anthony Bucacci and Robert Simonian\",\"publisher\":{\"@id\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/#organization\",\"name\":\"Bucacci & Simonian, P.C.\",\"url\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/justice.png\",\"contentUrl\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/justice.png\",\"width\":134,\"height\":149,\"caption\":\"Bucacci & Simonian, P.C.\"},\"image\":{\"@id\":\"https:\\\/\\\/massbklaw.com\\\/massachusetts-bankruptcy-lawyers\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/lawyerbankruptcy\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCDdHLRYmYkrQzJG1kaMVhnw\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Common Questions About Filing Bankruptcy - Massachusetts Bankruptcy Lawyers","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/common-questions-about-filing-bankruptcy\/","og_locale":"en_US","og_type":"article","og_title":"Common Questions About Filing Bankruptcy - Massachusetts Bankruptcy Lawyers","og_description":"Massachusetts Bankruptcy Lawyers Anthony Bucacci and Robert Simonian (508)673-9500 What Are The Top Ten Questions To Ask Your Bankruptcy Lawyer ? If you are thinking about filing for bankruptcy, you will want to ask your bankruptcy lawyer a few questions. Before you make a final decision regarding your bankruptcy, it is important to get the answers you need.\u00a0 Asking a knowledgeable and informed bankruptcy attorney is a good place to start.  What type of case will I be able to file?  There are two main chapters of consumer cases, a Chapter 13 bankruptcy and a Chapter 7 bankruptcy. Both types of cases will reduce or eliminate debt, but there are some differences.  How is the chapter of the bankruptcy case I file determined?  There is a complex mathematical computation that must be performed prior to a case being filed by an experienced bankruptcy attorney, and the result of this calculation determines whether you file a Chapter 7 bankruptcy or a Chapter 13 bankruptcy.  What are the differences between bankruptcy chapters?  Once you know what chapter you are able to file, you will want to know how that type of case is different from the other.  Should I reaffirm a debt?  If you want to keep your house or your car, the lender will probably ask you to sign a reaffirmation agreement. These agreements are like new loans. \u00a0 You will still be required to make payments after your case is finished.\u00a0 It is very important that the consequences be explained to you for each individual case.  How long will my case take to be filed in court and when will my case be discharged?  Generally, once your chapter 7 case is filed the hearing will be scheduled approximately 4 weeks later and 60 days after the hearing you receive your discharge. From start to finish the whole process for a chapter 7 bankruptcy is approximately 90 days.  Can I file a case now if I have filed one in the past?  There are rules on how often you can file and what chapter you can file under, and if you have a previous case you need to know these rules.  What is the 341 hearing meeting of creditors?  This is the first time you will go to a hearing and in almost all cases is the only time as long as your attorney has prepared the case properly. We can put you at ease by letting you know exactly what will happen at this hearing.  How much does it cost to file a bankruptcy and do you have a payment plan?  Our costs are very competitive and considered low.\u00a0 We offer payment plans to those who need it.   What happens if my chapter 13 case gets dismissed?  If your chapter 13 bankruptcy gets dismissed it is important to call your bankruptcy lawyer as soon as possible to discuss your options.\u00a0 Delaying could limit your options.   Do I get to keep my property if I file bankruptcy, or do I have to return them to the lender?  In almost all cases all of your property and assets are protected and exempt. We can provide you more details about bankruptcy so you feel comfortable with your choice to file a case. For help getting out of debt, contact us today at 508-673-9500.\u00a0 We will prepare for what comes before and after we file your case.","og_url":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/common-questions-about-filing-bankruptcy\/","og_site_name":"Massachusetts Bankruptcy Lawyers","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"CollectionPage","@id":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/common-questions-about-filing-bankruptcy\/","url":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/common-questions-about-filing-bankruptcy\/","name":"Common Questions About Filing Bankruptcy - Massachusetts Bankruptcy Lawyers","isPartOf":{"@id":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/#website"},"breadcrumb":{"@id":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/common-questions-about-filing-bankruptcy\/#breadcrumb"},"inLanguage":"en-US"},{"@type":"BreadcrumbList","@id":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/debt-forgiveness\/common-questions-about-filing-bankruptcy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/"},{"@type":"ListItem","position":2,"name":"Common Questions About Filing Bankruptcy"}]},{"@type":"WebSite","@id":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/#website","url":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/","name":"Massachusetts Bankruptcy Lawyers","description":"Attorneys Anthony Bucacci and Robert Simonian","publisher":{"@id":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/#organization","name":"Bucacci & Simonian, P.C.","url":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/#\/schema\/logo\/image\/","url":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/wp-content\/uploads\/2021\/06\/justice.png","contentUrl":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/wp-content\/uploads\/2021\/06\/justice.png","width":134,"height":149,"caption":"Bucacci & Simonian, P.C."},"image":{"@id":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/lawyerbankruptcy\/","https:\/\/www.youtube.com\/channel\/UCDdHLRYmYkrQzJG1kaMVhnw"]}]}},"_links":{"self":[{"href":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/wp-json\/wp\/v2\/tags\/46","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/wp-json\/wp\/v2\/tags"}],"about":[{"href":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/wp-json\/wp\/v2\/taxonomies\/post_tag"}],"wp:post_type":[{"href":"https:\/\/massbklaw.com\/massachusetts-bankruptcy-lawyers\/wp-json\/wp\/v2\/posts?tags=46"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}