BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients' homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Social Media and Filing Bankruptcy in Massachusetts

Published June 25, 2021 | By Robert S. Simonian

Social Media And Filing Bankruptcy in Massachusetts

Many people share personal details of their lives on social media. Social media and bankruptcy in Massachusetts may have consequences. Posts like vacations they take, places they shop, purchases they make, the car they drive and even what they wear. This kind of sharing can sometimes have legal consequences. One example would be an angry post about a soon to be ex spouse could cause problems in a pending divorce. Also, posts that exaggerate your financial situation could cause you problems in bankruptcy. It is never wise to post information that exaggerates your lifestyle before, during or after filing bankruptcy. Viewers of your post and creditors could misinterpret it and use it against you. One example shows just how problematic things can be when you are not careful on social media. Social media and bankruptcy in Massachusetts should be taken into consideration when filing bankruptcy.

Bankruptcy Filing and Social Media Problems

In 2015, the musician 50 Cent filed for Chapter 11 bankruptcy protection. During his bankruptcy he posted several photographs with a lot of money. He displayed a stack of money in his freezer. 50 Cent also posted a photograph of himself surrounded by piles of cash on a bed. He claimed the bills were props, such as those used in music videos. The creditors and the bankruptcy judge were not impressed and not amused by those pictures.

According to the New York Times, 50 Cent stated that the postings were important to maintaining his image and for promotion of his music. This made it difficult to determine whether he was hiding assets or money. This made it difficult to see if he was telling the truth. His creditors now asked to revalue his assets. The bankruptcy judge asked him to reappear in court. Social media and bankruptcy in Massachusetts can have consequences.

Fortunately he received a large settlement from a lawsuit and was able to pay off his creditors in a short period of time. As you can see, it can be dangerous to post on social media if you are going through bankruptcy.

Be Careful What You Post and Share

Creditors do not know anything about you. People who do not know you can easily misinterpret your social media posts. Pictures of a business trip could be seen or interpreted as a vacation when posted on social media. Visiting a relative out of state for an emergency can look like a vacation. Eating at a fancy restaurant for a family event could look extravagant. Be careful of what you post on social media before and after filing bankruptcy.

If you are considering filing bankruptcy in Massachusetts you should consult with an experienced bankruptcy attorney. It is not wise to take advice from friends and family. Also, trying to sort through the information on the internet could get you in trouble. A lot of the information on the internet about bankruptcy is very general and can easily be misinterpreted. It is always advisable to consult with an experienced bankruptcy attorney. Call us anytime to discuss your options. You can also visit our website to schedule an appointment. The consultation is always free.

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save our clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Protect Your Assets in Bankruptcy

Published June 23, 2021 | By Robert S. Simonian

You can protect your assets in bankruptcy. Sometimes it is tempting for a debtor in bankruptcy to hide assets from the bankruptcy trustee and court. This means not including them in the schedule of assets or schedule of exemptions and not telling the trustee about them. This is usually when an asset is important to a debtor. It may be because they think nobody knows about it and think they can hide it from the bankruptcy trustee.

Chapter 7 bankruptcy filers tempted to leave out assets of the bankruptcy schedules should reconsider. A requirement is full disclosure. Listing all property is a requirement. You must swear to this. Also they must take an oath at the meeting of creditors. If you haven’t disclosed all of your assets you will commit perjury.

Maintaining The Assets You Have

Penalties for committing perjury include time in prison and or fines. Also, the bankruptcy trustee will seize the asset and liquidate it to pay your creditors. Amending the schedule of exemptions to apply exemptions toward the concealed assets is not likely if you purposely did not disclose the asset. It is never advisable to hide an asset.

Telling the bankruptcy court that you told your attorney about the asset but the attorney said it didn’t have to be listed usually does not work. It usually does not work to say the lawyer forgot to list the asset. You must read and sign a disclosure. This states that you are aware that it is illegal to hide or not disclose assets. Attorneys should review the bankruptcy petition with you to make sure all assets are listed.

Bankruptcy debtors do not have the right to dismiss their bankruptcy case because they don’t want to complete the process. Once bankruptcy proceedings have begun, the debtor must show good cause for dismissing the case. Trustees that find concealed assets are not likely to dismiss a case.

Asset Exemptions

The only legal way to protect assets in bankruptcy from Chapter 7 bankruptcy liquidation is to apply one of the many available exemptions toward the asset. State and federal law allow bankruptcy debtors to keep certain types and quantities of assets after a Chapter 7 bankruptcy.

There are a number of exemptions in under Massachusetts bankruptcy law to protect your property and assets. The bankruptcy exemptions are generous and very rarely does anyone lose property.

Use of bankruptcy exemptions allows an experienced bankruptcy attorney to protect all of your assets. Almost all cases have property that is fully protected. The bankruptcy exemptions are generally very generous and are enough to protect people’s assets in most cases. Chapter 13 bankruptcy protects assets not protected in chapter 7. This allows one to keep the asset.

If you’re considering filing for Chapter 7 bankruptcy call a bankruptcy lawyer. Let an experienced bankruptcy attorney help you identify legal strategies for keeping those assets. In Massachusetts bankruptcy attorney Robert Simonian and bankruptcy Anthony Bucacci can help you keep your assets. We can resolve their debt and insolvency issues in Chapter 7 bankruptcy. Call Bucacci & Simonian at 508-673-9500 or visit our website at www.massbklaw.com

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Posted in Fall River MA, New Bedford MA, Raynham MA, Seekonk MA, Somerset MA, Swansea MA, Taunton MA, Westport MA | Tagged Bankruptcy Attorney, Bankruptcy Law Firm, Bankruptcy Lawyer, Common Questions About Filing Bankruptcy

Medical Bills Massachusetts Bankruptcy

Published June 22, 2021 | By Robert S. Simonian

Medical bills and Massachusetts bankruptcy. The cost of healthcare in the United States has increased in recent years. As a result, Americans have taken on large amounts of medical debts and bills that they cannot afford. This affects Massachusetts residents.

This problem is bad. Charities use donations to pay peoples medical debts. This means, charities buy the debts from medical providers so that the patients no longer owe money to the provider.

Medical bills and debt are a very big cause of bankruptcy for Americans

People need relief from these debts. If charitable relief is not available then people often have to resort to filing bankruptcy. Medical providers often resort to hiring collection agencies. For patients that are unable to pay medical debts are sued in court. Unfortunately for many, medical bills & Massachusetts bankruptcy go hand in hand.

Experts feel that this is an indication that our health care system is broken. The cost of healthcare is very high. The cost of medical insurance is very high. The deductibles that people must pay are often very expensive. Bankruptcy may be the only option for many patients that cannot pay their bills.

Approximately 21 million Americans have $46 billion of medical debt as of April 2021. They face collections or lawsuits for the money owed. If they cannot afford to pay then Americans and Massachusetts residents have to file bankruptcy due to medical debts.

Americans spend far more on health insurance than other countries compared to Germany and the Netherlands. Healthcare is not affordable to many Americans. As result of rising cost, people do not have medical insurance that meets their needs. Some people have health insurance plans that they cannot afford. The insurance premiums and deductibles exceed what their incomes allow them to pay. Americans are pushed into bankruptcy because medical debts are overwhelming. This can cause a lot of stress and concern. Many people do not have medical insurance. A medical emergency will cause Massachusetts residents to file bankruptcy.

Quality health care is not affordable for an estimated 46 million Americans

Medical debts cause Massachusetts citizens to file for bankruptcy. Emergency room visits account for a lot of medical debt. Doctor visits and medical specialists account for a large portion of medical debt in America. Childbirth and related medical expenses drive people into bankruptcy if they cannot afford the medical bills. Dental care and related medical expenses cause people to file bankruptcy for the bills they cannot afford to pay.

There are many reasons that people file for bankruptcy. Medical expenses do have an effect on people’s financial situations. Some financially responsible people have to file for bankruptcy. For others, the expenses are the final push over the financial cliff and into bankruptcy. Call us today if you have questions about medical bills Massachusetts bankruptcy.

The debate over medical expense bankruptcy will continue for the foreseeable future. Politicians spin the numbers to work for the votes they need. Medical expenses influence people to file for bankruptcy in America. Bankruptcy petitions include medical bills. Bankruptcy discharges medical bills. If you have questions about bankruptcy and medical bills that you can’t afford please visit our website.

Researchers disagree on the evidence for medical bills causing bankruptcies

The reasons for filing do not have to be stated when a debtor files for bankruptcy. As a result, estimates are based on surveys. The answer will depend on how researchers phrase their questions, and how the survey respondents define the cause of their bankruptcy filing.

A variety of factors cause bankruptcies. Many people with medical debt have other debts like credit cards debts and personal loans. The low income, those without savings and loss of a job now trigger a bankruptcy filing. Medical bills & Massachusetts bankruptcy filings are related.

Medical debts are often unexpected and many Americans live paycheck to paycheck for a number of reasons including the economy in Massachusetts. Unexpected or sudden medical bill causes problems in the financial lives of people. This often leads to bankruptcy. Many people are not aware that a particular hospital or medical provider was not part of their insurance plan. As insurance companies deny insurance claims people file for bankruptcy.

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Posted in Fall River MA, New Bedford MA, Raynham MA, Seekonk MA, Somerset MA, Swansea MA, Taunton MA, Westport MA | Tagged Bankruptcy Attorney, Bankruptcy Law Firm, Bankruptcy Lawyer, Collection Agencies, Overdue Bills

Massachusetts Evictions Unpaid Rent Bankruptcy

Published June 10, 2021 | By Robert S. Simonian

How bankruptcy helps with evictions and unpaid rent in Massachusetts.

The eviction moratorium is ending and unpaid rents are due. How does bankruptcy help?

Generally, in most cases, a person threatened with eviction can move to a new place, list the past due rent in a bankruptcy petition and wipe out the unpaid rent.

Most people qualify for a basic Chapter 7 bankruptcy. In a Chapter 7 bankruptcy, tenants in debt and an evicted person can list their debts, including unpaid rents, and all of those debts are wiped out except for certain priority debts like taxes, criminal restitution, child support, alimony and student loans. Unpaid rents are the kind of debts that are wiped out.

The unpaid rent can also be wiped out in a Chapter 13 bankruptcy.

Bankruptcy can help with evictions in Massachusetts for unpaid rent. Here are a few different choices:

Eviction filing prepared before bankruptcy filed

Eviction proceedings not filed yet then property owners cannot evict a person for unpaid rent. The bankruptcy automatic stay protects a renter from eviction for as long as it is in effect. When bankruptcy is filed before the eviction is filed a party involved in an eviction is protected. The landlord will need to file a motion to lift the automatic stay. This would remove the bankruptcy protection and then the property owner can evict a tenant for unpaid rent. A renter would still owe rent for the time a tenant occupied the home after filing bankruptcy until the tenant moves out.

Move to new home then file bankruptcy

Example: rent has not paid due to the pandemic. Tenant moves to a new home. Past due rent scheduled in the bankruptcy. Unpaid rent subject to bankruptcy discharge. Fees subject to bankruptcy discharge. Costs subject to bankruptcy discharge. The bankruptcy does not affect the new rental agreement and the tenant can keep paying rent at the new home. In Massachusetts, bankruptcy can stop evictions for unpaid rent.

Eviction filed before bankruptcy filed

Eviction not presently allowed by a court. The bankruptcy court can protect tenants. A tenant must move out immediately if the court awards the landlord an eviction. This is if the tenant has not filed for bankruptcy protection and included the unpaid rent. This applies to Chapter 7 bankruptcy or Chapter 13 bankruptcy. If a renter is facing possible eviction consider filing bankruptcy before the eviction date to get the bankruptcy court protection. A tenant with unpaid rent will get more time in the home and allow the renter to search for a new property to rent.

No eviction yet? File bankruptcy then move

If the renter has not paid rent in a while and the tenant needs to file bankruptcy right away the tenant can file bankruptcy and wipe out those unpaid rent amounts. However the renter is liable for any fees, costs and expenses. Rent incurred from the day of the bankruptcy filing until the day property owners force tenants to move out. Unpaid rent is subject to bankruptcy discharge. The tenant will be responsible for any rent due after the filing of the bankruptcy.

Call us today to schedule a free consultation or visit our website. Bucacci & Simonian

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Posted in Fall River MA | Tagged Bankruptcy Attorney, Bankruptcy Law Firm, Bankruptcy Lawyer, Eviction, Filing Chapter 13, Filing Chapter 7, Student Loan Debt, Tax Liens

Rebuilding Your Credit After Bankruptcy

Published June 9, 2021 | By Robert S. Simonian

REBUILDING YOUR CREDIT AFTER BANKRUPTCY

Rebuilding Your Credit After Bankruptcy The most frequently asked question from our clients is “rebuilding my credit after bankruptcy?”

Chances are, that if you have made the decision to file a bankruptcy, you are at a point where some or all of your debts are behind, you receive collection notices or even law suits. At that point you probably have been making ends meet somehow without using your cards.

When you can’t obtain new credit with high debts you have to do something. This will prevent a creditor from granting you a new card or a loan unless you take action. Rebuilding your credit after bankruptcy becomes necessary in order to move forward in life.

You have now made the decision to obtain debt relief by hiring an attorney to file a bankruptcy. After you can begin rebuilding your credit with a bankruptcy discharge in hand.

Your attorney takes you through the process of filing bankruptcy and then, afterwards, the weight of those collection letters, collection call and law suits is gone.

After bankruptcy, there are many avenues to obtain new credit. First and foremost, when a bankruptcy is filed the person that filed can decide to keep a car with automobile loan or a house and a mortgage. Secondly, reaffirmation of those debts allows a bankruptcy filer to get on track immediately. Thirdly, the banks will record your mortgage payments to the credit bureaus. Once the attorney discusses reaffirmation of debts advice can be given accordingly. Attorneys will explain the process.

What if you do not have a car loan or mortgage to reestablish yourself?

Without any debt many credit card companies are willing to grant you a fresh start. Credit card companies offer decent credit limits. Favorable credit reporting usually increases credit limits and credit offers. Offers of new credit from credit card companies listed in the bankruptcy often surprise clients and then clients receive new credit.

Open a secured credit card. As a result, this will help to improve your credit. Deposit money in a bank account that issues you a secured card based upon the amount of your deposit. Lenders report timely payments and payment history to the credit bureaus.

In a short amount of time credit scores will improve. Lenders and credit card companies will extend credit.

It is not unusual for clients to obtain automobile loan months after bankruptcy. A mortgage is the most difficult type of credit to obtain after bankruptcy. Usually one to two years after a bankruptcy you can obtain a mortgage.

These are some techniques to obtain the fresh start you deserve and there are many resources available.

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem and help you in rebuilding credit after bankruptcy. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Posted in New Bedford MA | Tagged Bankruptcy Attorney, Bankruptcy Law Firm, Bankruptcy Lawyer, Car Loan Payments, Collection Agencies, Credit Card Debt, Delinquency Notices, Foreclosure

Mortgage Relief and Foreclosure Prevention

Published June 9, 2021 | By Anthony Bucacci

There will be a great need for mortgage relief and foreclosure prevention in Massachusetts and the entire country. The CFPB stated today “we are at really an unusual point in history.” Nobody has ever before seen this many mortgages in forbearance at one time that are expected to exit forbearance all at one time.”

This may be the calm before the storm. If mortgage companies don’t get it right when all these forbearance periods end.

With stimulus money and no federal student loan payments, people have been able to firm up their finances. People are paying off car loans, clearing off credit card debts or other old debt. Many are actually establishing a savings account for the first time in a long while.

What Mortgage Relief and Foreclosure Prevention is Expected

The CFPB hopes to have a plan to prevent a sharp rise in foreclosures this fall. The present proposal would:

Establish a pre-foreclosure review period once forbearance ends
Delay the start of any Covid-related foreclosure to 2022
Provide mortgage servicers with streamlined loan modification options
Revise mortgage servicer communication rules to keep borrowers better informed.

Here is what to know.

The deadline for borrowers affected by Covid-19 to request or extend a forbearance plan is June 30. This is also the end of a foreclosure moratorium on federally backed mortgages. For borrowers who are behind in mortgage payments now, it’s imperative to act before June 30 to ask for a 180 day forbearance, and if needed, a second 180 day forbearance. This will get you a year. If that isn’t done, then the new CFPB rules would at least block servicers from filing a foreclosure lawsuit until after December 31, 2021.

The new rules if they are approved, will apply to all mortgages, not just those that are federally backed.

Certain fees such as late fees and stop payment fees would be waived. If a loan modification were to include any catch up payments, servicers will not be allowed to charge extra fees or interest on those payments. The new rules would be in effect until August 31, 2022 but may not apply to smaller lenders with less than 5,000 loans.

If you have the threat of a foreclosure, you can call us anytime or visit our website for more information.

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. We can help you with mortgage foreclosure relief. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own if you are seeking mortgage foreclosure relief. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Posted in Raynham MA | Tagged Bankruptcy Attorney, Bankruptcy Law Firm, Bankruptcy Lawyer, Car Loan Payments, Credit Card Debt, Foreclosure, Sheriff Sale, Student Loan Debt

Massachusetts Bankruptcy Hearing

Published June 9, 2021 | By Robert S. Simonian

You most likely will be asked the following questions by the Bankruptcy Trustee at your Massachusetts Bankruptcy Hearing creditors’ meeting:

State your name
Address where you reside
If you own or rent the property where you reside
You will be shown a document you have signed and you will be asked whether the signature is yours.
You will be asked for a photo ID such as a driver’s license or passport or any government identification and another with your name and social security number on it, such as a medicare card, social security card or W-2 form. You may not use a tax return to prove your social security number.
Have you read the bankruptcy petition and schedules and is everything contained in it true and accurate?
Have you owned any real estate in the past 4 years?
Why did you file bankruptcy? You may be asked why or how you accumulated the debt. The must usual answers are medical issues, loss of a job, loss of income, birth of a child, divorce, or simply an accumulation of debt that you simply can not pay anymore.
Do you presently own any real estate? Has anybody put your name on their home like a parent or child or relative?
You will be shown Schedule B of your petition and asked if the items listed represent all your assets, and if you have any other assets you forgot to list or would like to add.
Does anyone owe you money?
Do you have any personal injury claims or other claims that you could bring against anyone?
Have you injured yourself in an accident in the past 3 years or have you consulted an attorney for any other reason other than bankruptcy in the last 3 years?
Where do you work and do you have income from other sources?
How much do you take home from your job every pay period?
You will be asked about your income whether you receive Disability, Social Security, Workman’s’ compensation and how much.
Will you receive and inheritance from a will or trust in the next 6 months or have you inherited anything in the recent past?
If you have listed any secured debt such as a car loan or a mortgage you may be asked if you are going to keep the car or house.
Did you receive an income tax refund? How much did you receive or will you receive?
Have you given away anything worth $1,000.00 or more to anyone in the past 2 years?
Have you given any money to family members or friends in the last year or repaid any loans to family or friends?

The above is a list of the most common but not necessarily all the questions that will be asked at Massachusetts Bankruptcy Hearing. The most important advice is to answer all questions truthfully, honestly, completely and briefly.

The hearing will be conducted by a lawyer acting as a Trustee on behalf of your creditors. As your bankruptcy attorney, I will be in sitting with you and you will not be alone as it is usually the most important step in the process. There are some very informative videos about the entire bankruptcy process.

There usually are no creditors present and the entire matter will take no longer than 5 minutes or so. We try to send any and all information that would be needed ahead of time so that your hearing goes quickly and smoothly.

Here is a video of a typical bankruptcy hearing:

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts. We can prepare you for your Massachusetts bankruptcy hearing

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented at you Massachusetts bankruptcy hearing a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Posted in Seekonk MA | Tagged Bankruptcy Attorney, Bankruptcy Law Firm, Bankruptcy Lawyer, Car Loan Payments, Common Questions About Filing Bankruptcy, Foreclosure, Tax Liens

Considering Bankruptcy Undecided or Unsure What To Do ?

Published June 8, 2021 | By Robert S. Simonian

Talk To Us About Your Options When Considering Bankruptcy :

Are You Considering Bankruptcy Undecided or Unsure What To Do ? We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality for expert bankruptcy advice and to see if filing bankruptcy in Massachusetts is the right decision for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. The law firm Bucacci & Simonian is well known for their hard work, diligence, creativity and problem solving abilities. The law firm Bucacci & Simonian are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Many are embarrassed about their financial problems and the situation regarding bankruptcy. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian When Considering Bankruptcy Filing :

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our important cases involved saving a client’s multi-family home.

What to Avoid When Filing Bankruptcy :

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Considering Bankruptcy Undecided or Unsure What To Do ? Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court suggests that seeking the advice of a qualified bankruptcy attorney is strongly recommended.

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Posted in Somerset MA | Tagged Bankruptcy Attorney, Bankruptcy Law Firm, Bankruptcy Lawyer, Collection Agencies, Filing Chapter 13, Financial Hardship, Foreclosure, Repossession, Tax Liens, Wage Garnishment

What Are The Top 10 Questions To Ask Your Bankruptcy Lawyer ?

If you are thinking about filing for bankruptcy, you will want to ask your bankruptcy lawyer a few questions. Before you make a final decision regarding your bankruptcy, it is important to get the answers you need. Asking a knowledgeable and informed bankruptcy attorney is a good place to start. The top 10 questions to ask your bankruptcy lawyer are listed below.

What type of case will I be able to file?

There are two main chapters of consumer cases, a Chapter 13 bankruptcy and a Chapter 7 bankruptcy. Both types of cases will reduce or eliminate debt, but there are some differences. This is the first of the top ten questions to ask your bankruptcy lawyer.

How is the chapter of the bankruptcy case I file determined?

There is a complex mathematical computation that must be performed prior to a case being filed by an experienced bankruptcy attorney, and the result of this calculation determines whether you file a Chapter 7 bankruptcy or a Chapter 13 bankruptcy.

What are the differences between bankruptcy chapters?

Once you know what chapter you are able to file, you will want to know how that type of case is different from the other.

Should I reaffirm a debt?

If you want to keep your house or your car, the lender will probably ask you to sign a reaffirmation agreement. These agreements are like new loans. You will still be required to make payments after your case is finished. It is very important that the consequences be explained to you for each individual case.

How long will my case take to be filed in court and when will my case be discharged?

Generally, once your chapter 7 case is filed the hearing will be scheduled approximately 4 weeks later and 60 days after the hearing you receive your discharge. From start to finish the whole process for a chapter 7 bankruptcy is approximately 90 days.

Can I file a case now if I have filed one in the past?

There are rules on how often you can file and what chapter you can file under, and if you have a previous case you need to know these rules.

What is the 341 hearing meeting of creditors?

This is the first time you will go to a hearing and in almost all cases is the only time as long as your attorney has prepared the case properly. We can put you at ease by letting you know exactly what will happen at this hearing.

How much does it cost to file a bankruptcy and do you have a payment plan?

Our costs are very competitive and considered low. We offer payment plans to those who need it.

What happens if my chapter 13 case gets dismissed?

If your chapter 13 bankruptcy gets dismissed it is important to call your bankruptcy lawyer as soon as possible to discuss your options. Delaying could limit your options.

Do I get to keep my property if I file bankruptcy, or do I have to return them to the lender?

In almost all cases all of your property and assets are protected and exempt.

We can provide you more details about bankruptcy so you feel comfortable with your choice to file a case.

For help getting out of debt, contact us today at 508-673-9500. We will prepare for what comes before and after we file your case.

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Posted in Swansea MA | Tagged Bankruptcy Attorney, Bankruptcy Law Firm, Bankruptcy Lawyer, Car Loan Payments, Common Questions About Filing Bankruptcy, Filing Chapter 13, Filing Chapter 7

Famous people who filed for bankruptcy

Published June 3, 2021 | By Robert S. Simonian

There are many famous people who filed for bankruptcy. Bankruptcy can happen to anyone at any time and it is usually a result of unfortunate life events or you get caught in the trap of your paycheck being used to pay debts and credit cards used to buy necessities. Many famous people who filed for bankruptcy only to become successful afterwards. Your situation does not have to be any different. United States Presidents have had financial trouble. For inspiration, here are some famous people who filed personal bankruptcy or business bankruptcy and are now in a much, much better place.

If you are experiencing financial difficulties that are bringing you down emotionally and physically, contact bankruptcy attorney Robert Simonian and Anthony Bucacci for a free consultation. It is the first step towards getting a fresh start as the famous people below did.

Movie & television stars: Dino DeLaurentis, Larry King and Ed McMahon.

Authors and Writers: Mark Twain, Oscar Wilde, Robert Kiyosaki and Thomas Paine.

Muscians: Ted Nugent, Jerry Lee Lewis, Tom Petty, Merle Haggard, Cyndi Lauper, Tammy Wynette, M.C. Hammer, Johnny Paycheck, Marvin Gaye, Elton John, Vince Neil, Toni Braxton and David Cross.

Business owners: Henry Ford, H.J. Heinz, P.T. Barnum of Barnum and Charles Goodyear.

Actors and Actresses: Sherman Hemsley, Don Johnson, Kim Basinger, Lynn Redgrave, Mickey Rooney, Randy Quaid, Margot Kidder, Lorenzo Lamas, , Zsa Zsa Gabor, Isaac Hayes, Lorraine Bracco and Redd Foxx.

Athletes: boxers Joe Louis and Leon Spinks, Mike Tyson, Johnny Unitas, Bjorn Borg.

Presidents Abraham Lincoln and Ulysses Grant.

Bankruptcy is more and more common. There are many famous people who filed for bankruptcy. The current uncertain economic times and unemployment, lack of increased income to keep pace with inflation, all give rise to intense economic pressure. Bankruptcy is a very good tool to get a fresh start and get back on track.

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

We always tell potential clients to talk to us first to see if bankruptcy is in their best interest. The consultation is always free. Talk with Attorney Robert Simonian or Attorney Anthony Bucacci in private and in total confidentiality to see if filing bankruptcy in Massachusetts is right for you.

We can almost always come up with a solution to your financial problem. We have filed over 10,000 cases in the past 26 years and there are very few scenarios that we have not seen. We are known for our hard work, diligence, creativity and problem solving abilities. Often we are the bankruptcy attorneys other attorneys come to with difficult cases. Call today to see what we can do for you and what options are available. Often people believe they are the only ones with financial problems and are embarrassed of their situation. This is simply not true and many famous people have had to file for bankruptcy to get a fresh start.

Why Call Bucacci & Simonian:

We are known as one of the best bankruptcy attorneys in Southeastern Massachusetts serving the Bristol County and Plymouth County areas. Please inquire with anyone as to our reputation. Reputation is everything and we are very proud of ours. We have received numerous awards from various agencies and courts including the Bankruptcy Court in Boston, Massachusetts.

Using our knowledge and skill we have had several clients complete their five year Chapter 13 bankruptcy plans where they own their home FREE & CLEAR OF MORTGAGES. We understand how important it is to save clients’ homes from foreclosure, keep their cars from being repossessed and stop creditors from suing them and attaching their wages or attempting to seize their assets. This can be stopped almost instantly and we make every effort to be very available to your clients and can accommodate emergency situations. One of our most famous cases involved saving a clients’s multi-family home. https://www.courtlistener.com/opinion/1863802/in-re-brizida/

What to Avoid:

Do not attempt to file for bankruptcy on your own. You can make your situation much, much worse. If the bankruptcy petition is not correct you could lose your home, your car or possessions or you could be asked to file a different kind of bankruptcy where you have to make monthly payments when it could have been avoided. If you are not properly represented a bankruptcy trustee may foreclose on your house, allow your car to be repossessed, seize a tax refund or other assets. You could file under the wrong chapter, apply the wrong exemptions, fail to file all of the necessary forms or not understand the significance of important forms.

Protect Yourself:

Call us today for a free and complete bankruptcy consultation. We can protect you from your creditors and protect your home, cars, jewelry and other assets. Creditors and collection lawyers have a job to do and it may seem that they are heartless and will take anything they can from you. They are represented and you should be too. Call us today. The Federal Bankruptcy Court indicated that seeking the advice of a qualified attorney is strongly recommended. https://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney

Posted in Taunton MA | Tagged Bankruptcy Attorney, Bankruptcy Law Firm, Bankruptcy Lawyer, Credit Card Debt, Financial Hardship

Bankruptcy Law MA

Get Help Now

Connections

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

Why Call Bucacci & Simonian:

What to Avoid:

Protect Yourself:

Social Media And Filing Bankruptcy in Massachusetts

Bankruptcy Filing and Social Media Problems

Be Careful What You Post and Share

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

Why Call Bucacci & Simonian:

What to Avoid:

Protect Yourself:

Maintaining The Assets You Have

Asset Exemptions

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

Why Call Bucacci & Simonian:

What to Avoid:

Protect Yourself:

Medical bills and debt are a very big cause of bankruptcy for Americans

Quality health care is not affordable for an estimated 46 million Americans

Researchers disagree on the evidence for medical bills causing bankruptcies

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

Why Call Bucacci & Simonian:

What to Avoid:

Protect Yourself:

Eviction filing prepared before bankruptcy filed

Move to new home then file bankruptcy

Eviction filed before bankruptcy filed

No eviction yet? File bankruptcy then move

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

Why Call Bucacci & Simonian:

What to Avoid:

Protect Yourself:

What if you do not have a car loan or mortgage to reestablish yourself?

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

Why Call Bucacci & Simonian:

What to Avoid:

Protect Yourself:

What Mortgage Relief and Foreclosure Prevention is Expected

Here is what to know.

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

Why Call Bucacci & Simonian:

What to Avoid:

Protect Yourself:

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

Why Call Bucacci & Simonian:

What to Avoid:

Protect Yourself:

Talk To Us About Your Options When Considering Bankruptcy :

Why Call Bucacci & Simonian When Considering Bankruptcy Filing :

What to Avoid When Filing Bankruptcy :

Protect Yourself:

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options:

Why Call Bucacci & Simonian:

What to Avoid:

Protect Yourself:

What Are The Top 10 Questions To Ask Your Bankruptcy Lawyer ?

What type of case will I be able to file?

How is the chapter of the bankruptcy case I file determined?

What are the differences between bankruptcy chapters?

Should I reaffirm a debt?

How long will my case take to be filed in court and when will my case be discharged?

Can I file a case now if I have filed one in the past?

What is the 341 hearing meeting of creditors?

How much does it cost to file a bankruptcy and do you have a payment plan?

What happens if my chapter 13 case gets dismissed?

Do I get to keep my property if I file bankruptcy, or do I have to return them to the lender?

BANKRUPTCY – UNDECIDED OR UNSURE WHAT TO DO?

Talk To Us About Your Options: